💸 Supported Payout Flows

Rapid offers two flexible payout models designed to meet a wide range of business needs:

• Merchant Payout
• User Custodial Payout

1️⃣ Merchant Payout

In the Merchant Payout model, the merchant maintains a wallet balance that serves as the single source of funds for user withdrawals.

Best For:
Platforms that manage user balances directly or need to distribute funds to users (e.g., marketplaces, work platforms, etc.).

👜 Wallet Options

Merchants can choose one of the following wallet setups:

💰 Funding the Merchant Wallet

Using the Coinflow In-App Wallet:
Fund your wallet by either:

• Sending USDC on Solana
  Request a USDC deposit address from Coinflow. After sending, share the transaction hash and amount to confirm.

• Wiring Fiat Funds
  Coinflow will provide wire instructions. After receiving the wire, funds are converted to USDC and credited to your wallet.

Using Your Own Wallet:
You are responsible for directly funding your external wallet with USDC. Coinflow does not manage or top up external wallets.

2️⃣ User Custodial Payout

In the User Custodial Payout model, the user's custodial wallet is the source of funds. Coinflow handles conversion from stablecoins (e.g., USDC) and facilitates the fiat payout to the user’s bank account or debit card.

Best For:
Crypto-native platforms where users manage their own wallets (e.g., gaming ecosystems, DeFi apps).

🔁 Payout Flow Comparison