Perform Instant Bank Transfer Payment

post

https://api-sandbox.coinflow.cash/api/checkout/instant/token

Performs an Instant Bank Transfer payment

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Body Params

fixedFee

object

webhookInfo

object

feePercentage

double

0 to 100

If this purchase is for a seller/submerchant where the marketplace takes a fee, this is the % fee which is
taken from the subtotal amount.

subtotal

CurrencyCents | Cents | TokenSubtotal

required

jwtToken

string

This is a token encoding the parameters for the request. Allows purchase parameters to be verified
to prevent manipulation when the checkout page is presented to the user.

settlementType

string

enum

Allowed:

customerUsdcTransferData

object

Customer signed USDC transferWithAuthorization data for dual-source payments
Used for combined USDC + Credit Card payments on EVM chains

transactionData

(EVM only) if you want to execute an EVM transaction on a successful purchase, you can pass a transaction request here.

Gas fees for the transaction will be automatically calculated and added to the total charged to the customer. Optionally the merchant can opt to pay for these gas fees.

rent

object

(Solana only) if your transaction requires a known amount of Rent to be paid, you can pass it here.

destinationAuthKey

string

If utilizing USDC settlement to addresses other than your main merchant
settlement address. Utilize this destinationAuthKey which is a JWT encoded
with the information for which address to send the USDC to.

merchantId

string

required

Merchant Identifier

token

string

required

Token of existing instant account

Responses

423

Customer is Blocked

200Ok

451Must Complete Additional Verification